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Hospital Cash Benefits of Star Health Insurance

Star Health and Allied Insurance Co. Ltd. was founded in 2006 and is one of the forerunners in health insurance. It boasts of a large network of over 8,200 hospitals offering cashless pay facilities. One of the advantages of opting for Star Health Insurance in 2018 is the hospital cash facility that is offered to users.

Under the Star Comprehensive coverage plan, there is an allowance of INR 500, INR 750, INR 1,000, or INR 1,500 provided for a maximum of 7 days of hospitalisation. This will cover 120 days per policy period depending on the insured sum after the hospital stay crosses 24 hours.

This insurance provider assures a variety of health insurance plans to suit your requirements and fit your budget.

Health Check-ups and Star Health Insurance

The best Star Health Insurance policies cater to the common man and offer a vast array of options that you may select as per your needs.

1. Family Health Optima


-An economical plan that covers the whole family
-Any individual between the ages of 18 years to 65 years can avail of this plan
-Lifelong renewal option of policy after 65 years of age
-Free health-check up
-All day care procedures are included

2. Star Senior Citizens Red Carpet Health Insurance


-Meant for those between the ages of 60 years and 75 years
-No medical test required
-Pre-existing conditions are included from the 2nd year of the policy
- Up to 10 INR Lakh insured sum value

3. Star Super Surplus


-High sum insured with an affordable premium
-Either individual or as family floater
-The waiting period for pre-existing illnesses is 3 years
-Two plans available: silver and gold

4. Star Insurance Comprehensive Plan


-Can be applied for individuals as well as families
-Children who are dependents are covered from 3 months to 25 years of age
-There is no cap on room rent or cost of treatment
-Includes 400-day care procedures
- Health insurance inclusive of personal accidental death and permanent disability

5. Medi Classic 


-Meant only for individuals
-Covers ages between 5 months and 65 years
-101-day care procedures included
- 5% no-claim bonus which can increase to up to 25% for every consecutive year that is claim-free
- 4 years waiting period for pre-existing conditions

6. Star Gain Health Insurance Policy


-Can be availed by both individuals and families
-Covers inpatient and outpatient treatments and procedures
-No-claim discount of up to 10%

7. Star Unique Health


-Special 2 year plan for individuals
-Meant for those between 18 to 65 years
-The premium may be paid off in 2 instalments

8. Star Criticare Plus


-Covers nine specific critical disease conditions
-Lump sum payment
-Non-allopathic treatment also covered up to a certain limit

9. Diabetes Safe


-Specially designed for diabetics
-Covers hospitalisation expenses
-Can be taken for individuals or as a family floater
-Two types of plans: Plan A and Plan B are available
- Cost of artificial limbs also covered up to a certain limit

10. Star Health Gain


- Family floater policy that covers health costs of the entire family from INR 1 lakh to INR 5 lakh
- Outpatient coverage
- 2 adults and 3 children may be covered in the plan between 5 months and 65 years of age.

Health check-ups are included within some of the policies available with this insurance service provider. The Star Health comprehensive policy covers expenses for health check-ups.

You may avail of health check-ups worth INR 5,000, INR 7,500, or INR 12,000 depending on the insured sum value. It can be used once every 3 years.

Tenures of Star Health Insurance 

The tenure for star health policies varies as per the requirement. It is important to obtain detailed information regarding the period of the insurance plan and find out about renewal policies as well.

The Star Wedding Gift Insurance plan is available for 1 and 2 year terms with no previous medical screening required. It covers labour and delivery expenses for both Normal and Caesarean births along with coverage for the new-born child. This policy may be availed by any couple between 18 to 40 years of age.

Star Cancer Care Gold is a special insurance policy which may be availed by those diagnosed with cancer. Insured sum values of INR 3 lakh and INR 5 lakh are available as per this policy. This policy has a tenure of 1 year duration.

Star Health Offers a World of Choices

The greatest advantage of choosing Star Health for your insurance needs is that it offers a plethora of choices. Whatever your age, the number of family members, required coverage, specific illness, or special needs, Star Health has a plan that is suitable for you. Compare and choose the ideal star health insurance policy from Coverfox.com to safeguard your family's future and ensure that you are financially stress-free at the time of a crisis.
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